Moving Home

That is why so many people simply ask their current mortgage lender or bank for a new mortgage and accept whatever they offer. Of course your current lender or bank is limited to recommending only their own products. With so many lenders out there competing for your mortgage business there are usually much better deals available.

Yes, but if I stay with my current lender, it’s hassle free they already know me. Not really. You will still have to fill in application forms, produce evidence to support your income, bank statements, find and engage solicitors and of course call and email all of these people get updates and push them forward. Plus you will have to do it all yourself, and ultimately to enter a mortgage that could cost you £1000’s more than a better alternative. It all seems counterproductive, and that’s where we come in.

We are independent of any one mortgage lender and we have access to a comprehensive range of mortgages from across the market, but not deals you can only obtain by going direct to a lender. We take into account your personal circumstances to find a solution that meets your requirements. We complete all the mortgage application paperwork on your behalf and deal with the lender and solicitors directly. 

Where you use our competitively priced legal panel we can provide live updates via an online portal so there is no need to chase things with multiple emails and phone calls. We have 24 hour access to the current state of play and we will update you as often as you like. And depending on the circumstances we sometimes don’t even charge an advice fee. 

With property purchases usually being the single largest financial commitment most of us make in our lifetime it is important to make sure you have the best mortgage deal available. A lower interest rate or additional flexibility could mean the difference between paying off your mortgage years earlier or saving money each month to spend on things that really matter (or just things you want!).