Clearly as a professional you have worked hard to get where you are. Particularly, years of study while others sat back. Consequently, you are in a strong financial position to get a professional mortgage. Click here to find out more. Equally, you may have a good deposit and healthy credit rating. As such, you will have lots of options to consider. However, this can pose a modern day issue; having many options and not knowing which path to choose. A professional mortgage is a type of specialist mortgage. Individuals who take this mortgage usually want to borrow more money than a standard mortgage would allow. In return, lenders will charge more than a standard mortgage would normally cost. Many specialist mortgage lenders will offer up to 6 times income compared to the standard 4.5 times on the basis of your profession. In return, lenders will usually charge a higher interest rate than a standard mortgage might.