If you do get paid in a foreign currency, it’s often more difficult to find a lender who will accept it. In cases such as
Most lenders will take student loan monthly deductions as a commitment on a mortgage application, so this could affect how much you can borrow. If
Interested to know how much you can borrow? A lender will normally carry out an assessment on your current situation including your income, credit score,
With a shared ownership mortgage you will typically have to put down a minimum deposit of 5% although anywhere between 5-10% is normal. As with
The process of securing a shared ownership mortgage will be different for everyone. You’ll need to go through a full assessment of your circumstances including
Stamp duty works slightly differently on a shared ownership purchase compared to other types of property transaction. If the value of your property is over
Yes, some developers do offer incentives to prospective home buyers. This can include paying your stamp duty or legal expenses, but can also include free
When you buy a property off-plan it means you are buying a property before the developer has finished building it. Sometimes you’ll buy it before
Arranging a new build mortgage can be complicated. Lender criteria can be quite strict, you’ll normally need a larger deposit, interest rates can be higher
We offer a free initial consultation to assess your circumstances and confirm your options
Attache Limited trading as Simple Fast Mortgage is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 412161. Attache Limited Registered Address: 28-32 Greenwood Street, Altrincham, WA14 1RZ. Registered in England and Wales No: 03942107. The FCA does not regulate some forms of Business But to Let Mortgages and Commercial Mortgages to Limited Companies. The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK. Depending upon your circumstances there may be a fee for mortgage advice. We will confirm the precise amount before you choose to proceed. Where a fee is due we estimate it to be £199. Your property may be repossessed if you do not keep up repayments on your mortgage.
We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
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