The process of securing a shared ownership mortgage will be different for everyone. You’ll need to go through a full assessment of your circumstances including your income, credit history and deposit. This assessment help determines how much mortgage loan the lender will offer you towards your new home. If you do have issues with your credit history, or your income is inconsistent this could make it harder to secure a mortgage but alternative solutions can often be found. If you are worried about your ability to secure a mortgage, speak to our friendly team who’ll discuss your concerns with you.