Locum vets may face unique challenges when it comes to securing a mortgage. Lenders may view locum work as less stable than traditional employment, consequently impacting your ability to qualify for a loan. However, if you’ve been working as a locum for several years and have a work history of working as a vet, this can help you to secure a mortgage. This is because you will have a track record of earnings for the period that you have been working, which will give the mortgage provider the confidence to offer you a mortgage.