Yes, bridging finance considers the overall asset value and your intentions for the property rather than solely relying on your credit history. This means that even if you have bad credit, you may still be eligible for a bridging loan. Lenders primarily assess the value of your existing property and the viability of your exit strategy. Therefore, as long as you have a valuable asset and a solid repayment plan, you have a good chance of securing a bridging loan, regardless of your credit score.

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